The renewal or cancellation discover out of your earlier insurer will include proof of your no claims discount. In the event you do make a claim, your discount will usually be much less on the next renewal if your insurance company cannot get their a refund from the person responsible. Depending on your insurer, you'll be able to normally make two 'fault' claims in a three- or five-year interval without affecting your no claims discount. Sure, you possibly can pay a further premium to protect your no claims discount.

Worth of the car and payable premium are straight proportional. This protects you if items you add to your automotive get broken